Insidecoach coach in the ball 天道圣人之星辰天尊

InsideCoach: live ball coach InsideCoach made a smart football, this intelligent football can track and monitor the movement of players, skills and progress, and according to the detected situation to provide the appropriate guidance and advice to users, help the players improve their technology, play better enjoy the fun. The rotation angle sensor can play football in detecting and recording the intensity of the ball players, and number of laps, the ball flying out of the trajectory and distance, and the number of passes. These precious data are transferred from the ball to the intelligent hardware terminal App through WiFi, and the current InsideCoach App can run on the iOS and Android system platforms. Users using InsideCoach can wear headphones, and after opening the App, the headset will play the technical guidance and encouragement given by InsideCoach. For example, InsideCoach will tell the user to "just the ball kicked out of the highest level" to you, or to give the user the actual technical guidance, such as the "left" and "cross kick". InsideCoach smart soccer can be used in any weather, but the company says it doesn’t recommend users to play in the rain for a long time. InsideCoach smart soccer uses charging base charging, and charging time takes 1 hours. Every time it is charged, it can guarantee the normal use time of 4 hours.

InsideCoach:住在球里的教练   InsideCoach制造了一款智能足球,这个智能足球能够跟踪和监控球员的运动、技能、进步,并根据检测到的情况为用户提供相应的指导和建议,帮助球员们更好地提高自己的技术,更好地享受踢球的乐趣。   足球内置的传感器能够检测和记录球员踢球时的力度、球的旋转角度和圈数、球飞出去的轨迹和距离、以及传球次数等。这些珍贵的数据通过WiFi从球中传输到智能硬件终端App,目前InsideCoach的App能够在iOS和Android系统平台运行。   使用InsideCoach的用户,可以戴上耳机,开启App后,耳机里将会播放InsideCoach给予的专门技术指导和鼓励。比如,InsideCoach会告诉用户“刚刚那个球踢出了你的最高水平”,或者是给予用户实际的技术指导,如“往左”、“交叉踢”等。   InsideCoach智能足球能够在任何天气下使用,不过公司也表示,并不建议用户长时间在雨中踢球。InsideCoach智能足球采用充电基座充电,一次充电时间需要1个小时。每为它充一次电,能够保障正常4小时的使用时间。相关的主题文章:

Goldman Sachs the ECB easing in March will increase market volatility 一览众山小的上一句

Goldman Sachs: the ECB easing will increase market volatility in March U.S. stock market center: exclusive national industry sector stocks, premarket after hours, ETF, real-time quotes figure warrants the European Central Bank President Delagi Sina stocks news Beijing time 23 days morning news, the European Central Bank will convene the meeting in March 10th, the market generally expected that the ECB will further monetary easing. Goldman Sachs believes that the ECB easing may backfire, resulting in tightening the financial environment, thereby increasing market volatility. Goldman Sachs expects the European Central Bank to cut interest rates by 10 basis points (to -40 basis points) at the March meeting, and extend quantitative easing (QE) to September 2017. But it warned that the easing could produce two negative effects, one is that investors now negative interest rates on bank is harmful, two is the extension of QE will lead the market for German government bonds to buy the insufficient number of concerns, to doubt the ECB’s current policy stance in the long term difficult to continue. Recently, the Bank of Japan unexpectedly implemented negative interest rates and the Federal Reserve conducted negative pressure tests on banks’ negative interest rates, causing global bank shares to crash. Negative interest rates cause savings and loan spreads to narrow, thereby undermining the banking industry. Morgan Stanley (Morgan) points out that negative interest rates will force banks to shrink their business and reduce the erosion of cross-border lending on bank profits around 5-10%. Goldman Sachs expects the ECB to adjust its QE standards at the March meeting on the European Central Bank’s difficulties. Last December 3rd, the European Central Bank President Delagi once said in a news conference "will be re evaluated in the spring (asset purchase) project technology index". In addition to the European Central Bank, the central bank and the Federal Reserve will also discuss interest rates in March. The market generally expects the Fed will not raise interest rates in March, but the market will focus mainly on the Fed’s stance on subsequent monetary policy. Whether the Bank of Japan in March will be further relaxed, there are differences in Wall Street, but economists agree that the Bank of Japan in the last few months will again relax monetary policy. (Tony compiler) Chengwei Section Editor: SF132

高盛:欧央行3月宽松将加大市场波动 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情 图 欧洲央行行长德拉吉   新浪美股讯 北京时间23日上午消息,欧洲央行将在3月10日召开议息会议,市场普遍预计欧央行将进一步实施货币宽松。高盛(Goldman Sachs)认为,欧央行宽松可能适得其反,造成金融环境收紧,从而加大市场波动。   高盛预计欧洲央行将在3月会议上降息10个基点(至-40基点),并将量化宽松(QE)延长至2017年9月。   不过高盛警告称,这一宽松政策可能产生两个负面效应,一是投资者现在认为负利率对银行是有害的,二是延长QE会引发市场对可供购买的德国国债数量不足的担忧,从而怀疑欧洲央行当前政策立场从长期来看难以为继。   最近,日本央行意外实施负利率以及联储对银行就负利率进行压力测试引发全球银行股大跌。负利率造成存贷利差收窄,从而损害银行业。摩根士丹利(Morgan Stanley)指出,负利率会迫使银行收缩业务、减少跨境放贷对银行利润的侵蚀在5-10%左右。   对于欧洲央行所面临的困境,高盛预计欧洲央行将会在3月会议上调整QE的各项标准。去年12月3日,欧洲央行行长德拉吉曾经在新闻发布会上表示“将在春季重新评估(资产购买)项目的技术指标”。   除了欧洲央行,日本央行和美联储也将在3月份议息。市场普遍预计美联储不会在3月份加息,不过市场将主要关注联储对后续货币政策的立场。对于日本央行3月份是否会进一步宽松,华尔街存在分歧,不过经济学家一致认为日本央行最近几个月内必然会再次放松货币政策。(Tony 编译) 责任编辑:段呈伟 SF132相关的主题文章:

according to foreign media reports 河南科技学院校历

Foreign media: Mac this year will be able to use Siri [TechWeb report] February 25th news, according to foreign media reports, Apple plans to launch OS X 10.12 operating system this year, the voice assistant Siri integration into, then Mac computer users can also use Siri. Foreign media reports said that since 2012, apple in the study of how to integrate Siri software into the OS X operating system, and finally ready for this year. Apple’s Mac computer version of the Siri software will have a new user interface. In accordance with past practice, apple is expected to be held in June this year, the global Developers Conference launched OS X 10.12 operating system. Siri will appear in the Menu menu of Mac Bar. The menu bar contains date, time and Spotlight search options. When the user clicks on the icon of the Siri software, a black, transparent Siri software interface will appear in the upper right corner of the computer screen (as shown). The interface hasn’t been finalized yet, the news says.

外媒:Mac上今年将可使用Siri   【TechWeb报道】2月25日消息,据国外媒体报道,苹果计划在今年推出OS X 10.12操作系统的时候,把语音助手Siri整合进去,届时Mac电脑用户也可以用上Siri了。   外媒报道称,从2012年起,苹果就在研究如何将Siri软件整合到OS X操作系统中,终于在今年准备就绪。苹果的Mac电脑版Siri软件将拥有新的用户界面。按照以往惯例,苹果有望在今年6月举行的全球开发者大会上推出OS X 10.12操作系统。   Siri将会出现在Mac电脑的菜单栏(Menu Bar)中,该菜单栏中包含有日期、时间和Spotlight搜索选项。当用户点击Siri软件的图标时,一个黑色的、透明的Siri软件界面将会出现在电脑屏幕的右上角(如图所示)。消息称这个界面还没最后确定。相关的主题文章:

2318 紫息毒龙

A shares rebound notice Ping Bao purchase 25636 life client purchase 25638 see Level2 ten market stalls > > APP: mobile phone installed sina finance to see Hong Kong stocks unlimited free stock remind Sina Finance client: the most profitable investors in Hong Kong level2 market through financial institutions show Sina News February 2nd news, the mainland stock market yesterday due to manufacturing data stagger fell, rebound this morning. The Shanghai Composite Index rose 1% in the early period, and went up to 2700 points. Hong Kong stocks fell by about 200 in the early morning, then narrowed. Chinese financial stocks weak, such as China Life (2628) yesterday again fell to two and a half year low, attract capital inflows warrant market financial shares subscription card. Yesterday, Ping An insurance (2318) and into the life of the subscription card funds reached 7 million 700 thousand yuan and 5 million 100 thousand yuan. Investors such as optimistic Ping Bao, can pay attention to the flat guarantee subscription card (25636), the exercise price of 38.88 yuan, the price range of 14%, expires in August, the actual leverage 6 times. As for the optimistic investors such as China life, China life may pay attention to the subscription card (25638), the exercise price of 23.5 yuan, due in July, 7 times the actual leverage. A shares ETF, South A50 (2822) fell to 10 yuan level yesterday, see 52 weeks low. Investors, such as optimistic about the southern A50 rebound, can pay attention to the southern A50 subscription card (18523), the exercise price of 12.8 yuan, expires in December, 5 times the actual leverage. ICBC (1398) early fall 1%, temporary stay 10 days moving average. Investors, such as ICBC, can pay attention to ICBC subscription card (25345), the exercise price of 4.65 yuan, expires in July, the actual leverage more than 8 times. (NATURAL) Sina statement: this message is reproduced from Sina cooperation media, Sina published this article for the purpose of transmitting more information, does not mean to agree with its views or to confirm its description. This article is for reference only and does not constitute investment advice. Investors operate accordingly and take risks at their own expense. Enter Sina Financial shares] discussion

A股反弹 留意平保购25636国寿购25638 客户端 查看Level2十档行情>> 安装新浪财经APP:手机看港股 无限免费股价提醒 新浪财经客户端:最赚钱的投资者都在用 港股level2行情 翻看机构底牌   新浪财经讯 2月2日消息,内地股市昨日因制造业数据参差而下跌,今早出现反弹。上证综合指数早段升1%,重上2700点。港股早段曾经跌大约200点,之后跌幅收窄。   中资金融股弱势,如国寿(2628)昨日就再跌至两年半低位,吸引窝轮市场资金流入中资金融股认购证。昨日流入平保(2318)及国寿认购证的资金分别达770万元及510万元。投资者如看好平保,可留意平保认购证(25636),行使价38.88元,价外幅度14%,8月到期,实际杠杆6倍。至于投资者如看好国寿,可留意国寿认购证(25638),行使价23.5元,7月到期,实际杠杆7倍。   A股ETF方面,南方A50(2822)昨日跌至10元水平,见52周新低。投资者如看好南方A50回升,可留意南方A50认购证(18523),行使价12.8元,12月到期,实际杠杆5倍。   工行(1398)早段跌1%,暂守10天移动平均线。投资者如看好工行,可留意工行认购证(25345),行使价4.65元,7月到期,实际杠杆8倍以上。(自然) 新浪声明:此消息系转载自新浪合作媒体,新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。文章内容仅供参考,不构成投资建议。投资者据此操作,风险自担。 进入【新浪财经股吧】讨论相关的主题文章:

含个人住房贷款和其他个人消费贷款 但愿爱你少一点

Postal savings bank "physical examination report": one index needs to be paid attention to after the listing, the postal savings bank H shares listed Alibaba today, the world’s largest IPO week pure China’s largest commercial banks, officially entered the capital market. In September 28th, after the establishment of 9 years, the China Postal Savings Bank Limited by Share Ltd (01658, HK) (hereinafter referred to as postal savings bank) landed at hkex. The market has given enthusiastic feedback to the large Chinese listed bank. Hong Kong $4.76 was priced to raise HK $56 billion 627 million, becoming the world’s largest IPO in 2016. The market has been pursued for a long time. The postal savings bank has the largest number of outlets and the largest retail customer base, and has long been deeply rooted in the central and western regions of the county, making it an obvious differentiation path in the fierce competition in the banking market. In addition, from the financial data, whether it is the total assets, net profit growth, capital costs, or bad rate, provision coverage rate and other regulatory indicators, postal savings banks are superior to the same industry. On the other hand, due to the high cost of agency fees and relatively single income structure, the cost ratio of the postal savings bank is still higher than that of the large commercial banks, two times more than the same period. Today, the banking industry generally improves the efficiency by controlling the cost, which will become a major obstacle to the future development of the postal savings bank. In view of analysts, the postal savings bank in the cost and income side of the disadvantage, and its transformation later is not related, the future with its management level continues to improve, and positioning increasingly clear, there is still much room for improvement in cost income ratio. Compared with the total amount of assets of the five banks, the postal savings bank of China has approved the establishment of the postal savings bank of China in 2007 3. The CBRC and the Ministry of finance have established it as the youngest large commercial bank in china. In addition to the Agricultural Bank of China, the five major banks in the same period have completed the restructuring and listing. In January 2012, the postal savings bank completed its reform. As of March 31, 2016, the total assets of the postal savings bank of China was 7 trillion and 700 billion yuan, and the total amount of deposits was 6 trillion and 700 billion yuan, ranking fifth in China’s commercial banks, ranking the four largest in the following sectors: industry, construction, agriculture and china. As a result of long-term deep plowing in the central and western regions and counties, the postal savings bank has the largest number of retail customers in the commercial banks. As of March 31, 2016, the number of its personal customers was 505 million, exceeding 1/3 of the total population in china. This is a group for the postal savings bank with low cost deposits 6 trillion and 700 billion yuan, the net interest income accounted for about 95% of total revenue over the same period. And "self operated + agent" business model, so that it has more than 40 thousand outlets, become China, and even the world’s largest bank outlets. Compared with the Agricultural Bank of China, the number of outlets in the same period was about 23 thousand and 700. The figures show that the average annual compound growth rate of Postal Savings Bank of China is 8.4%, higher than that of other large commercial banks during the same period from March 31, 2016 to, and the non-performing loan ratio is 0.81%, which is significantly lower than that of other large commercial banks during 2013 to 2015, and the rate of non-performing loans is 3.5%.

邮储银行“体检报告”:一指标需在上市后引起重视 邮储银行H股今日挂牌 成阿里巴巴之后全球最大IPO 文 周纯中国最年轻的大型商业银行,正式迈入资本市场。9月28日,在成立9年后,中国邮政储蓄银行股份有限公司(01658,HK)(下称邮储银行)登陆港交所。对于这家中国最后上市的大型银行,市场给予了热情的反馈。定价4.76港元 股,成功募集566.27亿港元,成为2016年全球最大规模的IPO。市场追捧不无道理,邮储银行拥有数量最多的网点、和规模最大的零售客户基础,长期深耕于中西部和县域地区,使它在竞争激烈的银行业市场中,走了一条明显的差异化道路。此外,单从财务数据来看,无论是资产总额、净利润增速、资金成本,还是不良率、拨备覆盖率等监管指标,邮储银行均优于同业。另一方面,由于高昂的代理费成本,和相对单一的收入结构,使得邮储银行的成本收入比居高不下,超出大型商业银行同期两倍不止。在银行业普遍通过控制成本来提高效益的今天,这一指标或将成为邮储银行未来发展的一大掣肘。在分析人士看来,邮储银行在成本和收入端的劣势,与它转制较晚不无关系,未来随着它的经营管理水平不断提高,和定位日渐清晰,在成本收入比上仍有很大的提升空间。多项经营指标良好 净利息收入抢眼图 邮储银行与五大行资产总额对比邮储银行2007年3月经银监会和财政部批准成立,成为中国最年轻的大型商业银行。同期五大行中除了农业银行之外,均已经完成改制上市。2012年1月,邮储银行完成改制。截至2016年3月31日,邮储银行的资产总额为7.7万亿元,存款总额为6.7万亿元,在中国商业银行中均居第五位,位列工、建、农、中四大行之后。由于长期深耕广大的中西部和县域地区,邮储银行拥有商业银行中最庞大的零售客户数量,截至2016年3月31日,其个人客户数为5.05亿户,超过中国人口总量的三分之一。这一客群为邮储银行贡献了6.7万亿元的低成本存款,使得净利息收入占据同期营业收入总额的95%左右。而“自营+代理”的经营模式,让它拥有超过4万个营业网点,成为中国,乃至全球营业网点最多的银行。相比,同样致力于农村市场的农业银行,同期网点数约为2.37万个。图 邮储银行与五大行网点数量对比此外,2013年至2015年,邮储银行的年均复合增长率为8.4%,高于其他大型商业银行同期的3.5%;截至2016年3月31日,不良贷款率为0.81%,显著低于其他大型商业银行1.73%的平均水平;拨备覆盖率为286.71%,显著高于其他大型商业银行154.73%的平均水平。值得关注的是,由于央行连续降息、金融脱媒、营改增等因素的综合影响,跟其他商业银行一样,邮储银行正面临息差收窄的境况,其2016年第一季度的净利差为2.36%,同比下降0.5个百分点;净利息收入的增速也有所放缓,2016年第一季度为417亿元,同比减少32.7亿元。这对于一家95%的营业收入依靠净利息收入的银行而言,应该引起重视。三大业务占比超80% 谋划转型截至2016年3月31日,邮储银行有70.1%的个人账户分布在县域地区,有49.8%的个人账户分布在中西部地区。与之关系密切的个人消费贷款、小微企业贷款、涉农贷款成为邮储银行最主要的三大业务,占全部贷款的82.3%。其中,截至2016年3月31日,该行个人消费贷款(含个人住房贷款和其他个人消费贷款)余额达8103亿元,占贷款总额的30.4%;小微企业贷款总额为6032亿元,占贷款总额的22.6%;县域地区共有逾2.8万个营业网点及15万个助农取款服务点,涉农贷款总额达7,32亿元,占贷款总额的比例为29.4%。图 自营网点县域和城市分布对比在上述三大业务之外,邮储银行也在布局转型。在2015年博鳌亚洲论坛期间,邮储银行行长吕家进在与腾讯财经对话时表示,希望邮储银行在未来十年成为虚拟网点最强的机构,邮储银行将在巩固实体网点优势的同时,把发展电子银行作为优先战略来实施,而为了实现这一目标,邮储银行已经从总行高度,向全行下发互联网金融规划。此外,在2015年12月的引战发布会上,吕家进也提到,随着高净值客户对商业银行的贡献度进一步提升,融资模式向多元化发展,商业银行的公司金融和金融市场 业务也将迎来新的发展机遇。为此,邮储银行选择瑞银集团、摩根大通、星展银行和中国人寿作为战略投资者。“邮储银行希望汲取其经验与技术,进一步加快零售业务升级、公司业务拓展、金融市场业务创新。”“自营+代理”模式 利弊共存图 邮储银行自营和代理网点吸收存款规模对比邮储银行自成立起,就确立了“自营+代理”的模式,成为中国唯一一家可以委托非商业银行办理银行业务的银行。具体而言,邮储银行与大股东邮政集团签署委托代理关系,邮政集团的代理网点以邮储银行的名义,向客户提供吸收储蓄存款服务、结算类金融服务、代理类金融服务及其他服务;邮储银行向邮政集团支付代理手续费,手续费金额与邮储银行从代理网点获得的个人存款、以及代理网点办理各项中间业务的业务量有关。这一模式为邮储银行迅速拓展了网点及业务,截至2016年3月31日,邮储银行的40057个营业网站中,自营网点8301个,代理网点31756个,覆盖中国所有城市和98.9%的县域地区。邮储银行招股说明书显示,该行充分利用代理网点网络优势,提高获客能力、降低获客成本。截至2013年、2014、2015年以及2016年3月31日,该行通过代理网点吸收的个人存款,分别占该行个人存款总额的72.9%、73.1%、73.2%及73.6%。不过,该模式在为邮储带来业务的同时,也增加了其经营成本,储蓄代理费成为邮储银行营业支出的最大组成部分。招股说明书显示,2013年、2014年、2015年以及截至2016年3月31日,储蓄代理费分别为461亿元、504亿元、544亿元及147亿元,占该行营业支出的45.4%、44.1%、44.0%及47.2%。以邮储银行2015年348.57亿元净利润做对比,其代理费已经超过净利润200亿元。吕家进在引战发布会上曾提到,境外投资人对这种代理模式很关注,对于两者的协同作用也比较认同,邮储银行和邮政集团虽然有代理关系,但是两个完全独立的法人。未来会聘请第三方来处理两者的关系,使得邮储银行和邮政集团在人员、财务管理、信息技术上完全独立。 成本收入比居高不下 为同业两倍在邮储银行一系列亮眼的财报数据中,成本收入比这一项则显得略为黯淡。成本收入比,是指银行营业费用与营业收入的比率,反映出银行每一单位的收入,需要支出多少成本,是衡量银行盈利能力的一项重要指标。在银行开始进入“苦日子”的近两年,许多银行通过控制成本等方式,来降低成本收入比,提高盈利能力。招股说明书显示,2013年、2014年及2015年,邮储银行的成本收入比分别为65.6%、60.9%及60.7%,高于其他大型商业银行同期31.0%、30.1%及29.2%的平均水平。此外,该行2016年第一季度的该项数据为61.1%,同比增加5个百分点,呈上升趋势。按照监管指标,商业银行的成本收入比应该控制在45%以下。对此,邮储银行在招股说明说中提到,截至2013年、2014年、2015年、2016年3月31日该行成本收入比率不符合监管要求,该行已主动采取措施降低成本收入比率。图 邮储银行各项盈利指标不过,在中国社会科学院金融所银行研究室主任曾刚看来,邮储银行在很长一段时间里都是作为特殊的政策性金融机构存在的,改制成商业银行的时间较晚,因此,简单地把邮储银行跟其他商业银行做对比并不合适。他对腾讯财经分析称,邮储银行网点最多,这是它的一个优势,但另一方面也推高了其经营成本。他举例称,其他商业银行在改制上市的时候,都经过了网点的裁撤,把一些不太盈利的网点撤掉来控制成本。邮储银行一些布局偏远的网点,从成本核算的角度来说,可能并不合算。但由于邮储银行本身普惠金融的定位,以及它作为一个带有政治性色彩的金融机构,需要去承担社会职责。另一方面,从长远角度来看,农村或者经济发展相对滞后的地区,具有潜在优势,未来相对于大中型城市而言,它的增长空间可能更大。从盈利的角度分析,邮储银行在很长一段时间只有负债业务,没有资产业务。目前从邮储银行的资产结构来看,企业贷款做得相对比较少,更多的集中在零售、小微这些领域,剩下的则配置在一些非信贷的资产上面。“它的资产收益结构比一般商业银行显得更加单一,资产获取能力短时间内恐怕很难培育起来。”曾刚评价称。不过,在曾刚看来,邮储银行在成本和收入两端的劣势,都是由于改制时间较晚所导致的。“随着时间推移,它的经营管理水平的不断提高,和定位日渐清晰,在这方面还有很大的提升空间。正如邮储银行在招股说明书中所言,该行仍处于成长期,在中间业务、存贷比和成本收入比等方面仍有优化空间。更多精彩内容欢迎搜索关注微信公众号:腾讯财经(financeapp)。相关的主题文章: